Identity Proofing Policy Conditions

The following tables contain all policy conditions for Identity Proofing in Kount 360. Sets, segments, and policies are created in Policy Management. Refer to the following for more information:

To find other related documentation, go to Policy Management on the Kount Support website.

Applicant and Account

The following table contains all Applicant and Account policy conditions.

Condition Name	Description	Operators	Example
Address	Lines 1 and 2 of the applicant's primary address.	equals does not equal contains does not contain starts with ends with	Address does not equal <applicants primary address>.
Address City	City of the applicant's primary address.	equals does not equal contains does not contain starts with ends with	Address City equals <applicant's primary address city>.
Address Country	Country of the applicant's primary address.	contains does not contain	Address Country contains United States.
Address Postal Code	Postal code of the applicant's primary address.	equals does not equal contains does not contain starts with ends with	Address Postal Code equals <postal code>.
Address Type	Address type of the applicant's primary address.	contains does not contain	Address Type contains PO Box.
Address Validation Codes	Checks the primary address of the applicant against Melissa Data result codes.	contains does not contain	Address Validation Codes contains AC01-Postal Code Change.
Income	Annual income of the primary applicant.	equals does not equal is greater than is greater than or equal to is less than is less than or equal to	Income does not equal 55,000.
Name Validation Codes	Checks the name of the application against Melissa Data result codes.	contains does not contain	Name Validation Codes does not contain NE01-Name Appears Invalid.
Phone	Phone number of the primary applicant.	equals does not equal contains does not contain starts with ends with	Phone starts with 555.
Phone Validation Codes	Checks the phone of the applicant against Melissa Data result codes.	contains does not contain	Phone Validation Codes does not contain PE03-Bad Phone.
SSN	String match against the applicant's social security number.	equals does not equal	SSN equals <xxx-xx-xxxx>
Valid Phone	If Data Quality Scorecard returned a valid phone in the Phone field.	is true is false	Valid Phone is true.

Identity policy conditions

The following table contains all Identity policy conditions.

Condition Name	Description	Operators	Example
Affiliation	Identifies if the element is affiliated with another identity element. Options include: Address SSN Phone Email	Yes No	Affiliation for phone is Yes.
Attribute Risk	Identifies if the risk is associated with one or more of the identity elements. Options include: Identity Address SSN Phone Email	Yes No	Identity Risk for phone is Yes.
Risk Assessment	The risk assessment defined as Pass, Fail, or Review.	Contains Does not contain	Risk Assessment contains Pass.
Trust	Identifies if the selected element is trusted based on identity elements. Options include: Identity Address SSN Phone Email	Yes No	Trust for phone is Yes.

Strategy

The following table contains all Strategy policy conditions.

Condition Name

Description

Operators

Example

Strategy Name

Name of the strategy as passed in the Intents API.

contains

does not contain

equals

does not equal

Strategy Name does not equal <the strategy name>.

Channel

String matched to the channel as passed in the Intents API.

equals

does not equal

contains

does not contain

starts with

does not start with

ends with

does not end with

Channel equals <channel string>.

Third-Party Calls policy conditions

The following table contains all Third-Party Calls policy conditions.

Condition Name	Description	Operators	Example
AtData - EAM Longevity	A score from 0 to 3 indicating how long the email has been known, with 3 representing a longer period. Options include: AtData first encountered this email over a year ago. AtData first encountered this email within the last month. AtData first encountered this email within the last year. AtData has not encountered this email address before.	equals	AtData - EAM Longevity equals AtData first encountered this email over a year ago.
AtData - Risk Score	A machine learning-based score from 0 to 100 using AtData's metadata, of which the API response is only a part, to identify high risk and fraudulent profiles. A score of 0 being low risk and 100 being very high risk. The average risk threshold is from 70 to 80 but depends on customer requirements.	equals does not equal is greater than is greater than or equal to is less than is less than or equal to	AtData - Risk Score equals 55.
AtData - Successful	Indicates that the AtData call happened successfully.	True False	AtData - Successful is False.

Velocities policy conditions

The following table contains all Velocities policy conditions.

sidebar. Velocities policy conditions table

Condition Name	Description	Operators	Example
Account ID	Counts the number of times the account ID has been used in previous requests in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Account ID has 3 occurrences or more in under 1 minute.
Applicant Address	Counts the number of times the applicant's address has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Applicant's Address has 3 or more occurrences in under 1 hour.
Applicant Email Address	Counts the number of times the applicant's email address has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Applicant's Email Address has 3 or more occurrences in under 1 hour.
Applicant Phone Number	Counts the number of times the applicant's phone number has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Applicant's Phone Number has 3 or more occurrences in under 1 hour.
Applicant SSN	Counts the number of times the applicant's Social Security Number has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Applicant's SSN has 3 or more occurrences in under 1 hour.
Co-applicant Address	Counts the number of times the co-applicant's address has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Co-applicant's Address has 3 or more occurrences in under 1 hour.
Co-applicant Email Address	Counts the number of times the co-applicant's email address has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Co-applicant's Email Address has 3 or more occurrences in under 1 hour.
Co-applicant Phone Number	Counts the number of times the co-applicant's phone number has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Co-applicant's Phone Number has 3 or more occurrences in under 1 hour.
Co-applicant SSN	Counts the number of times the co-applicant's Social Security Number has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Co-applicant's SSN has 3 or more occurrences in under 1 hour.
Device ID	Counts the number of times the device ID has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Device ID has 3 or more occurrences in under 1 hour.
IP Address	Counts the number of times the applicant's IP address has been seen in previous identities in this organization. Options include: in under 1 minute in under 5 minutes in under 1 hour in under 24 hours in under 7 days in under 30 days	Number of occurrences	Provided IP Address has 3 or more occurrences in under 1 hour.

Applicant and Account

Identity policy conditions

Strategy

Third-Party Calls policy conditions

Velocities policy conditions

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